Enrollment for the Affordable Health Care Act is over for the year, and Americans everywhere have been struggling as they try to comprehend how it will affect them. Whether it is the insurance terminology, or being new to insurance all together, some Americans just can’t figure out how to get the most out of their health plan.

Here are some suggestions for how to better understand what you can get out of the Affordable Health Care Act:

  • Learn the name of your health plan. It may be called different names on different mediums like your ID or a website, so it is important to learn all of them.
  • Find out what is covered under your policy and what is not. It is likely that a number of things you would expect to be covered are not. Never assume.
  • Read up on co-pays, deductibles, and co-insurance so that you can understand what your out-of-pocket costs will be at your next medical visit. This can be difficult because there are a lot of things to consider. However, once you understand your costs you will be able to better utilize your health plan to benefit you.

For any questions about insurance, don’t hesitate to contact HR Solutions, located in Lakewood!


  1. Other coniurtes such as Canada, most of Europe, Russia, China, South Korea, Austrailia, and some coniurtes in South America have universal health care, which either cost nothing or very little to their people. Health care is free in Canada and UK. Not sure about the rest of the coniurtes.US plans to make everyone buy health insurance. By having many participants, this should reduce the cost of buying health insurance. However, this is bad news for health insurance companies if the government creates their own health insurance company. The good news is that everyone will have access to health care for a low cost.References :

  2. Hi Lori,What a great resource. Having been on SSDI for 7 or so years, this is a great opportunity. I hope something positive comes of it. I would also like to know if I can share this info on my blog (since it deals with nothing but resources). Thank you.Bob L.

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