If you are unfamiliar with the basics of workers’ compensation, do not fret! We want you to be well versed in all aspects of your business, to ensure you will be successful! Workers’ compensation is a mandatory form of coverage that will reimburse your employees for any medical costs that they may have to pay if they become injured while on the job. Each state has its own rules and regulations regarding workers’ compensation. However, all states require some form.

The employer will be responsible for finding a workers’ compensation plan, and paying for the coverage. The employee will review the workers’ compensation plan prior to accepting a position, agree to the terms, and promise to not take legal action against the employers in the case they become injured. Workers’ compensation was instituted to help employees feel more at ease completing physically tasks while on the job. This coverage also helps employers to feel more comfortable. Gone are the days of fearing bankruptcy due to costly medical expenses they may be forced to pay because of an employee’s injuries.

When an employee makes a workers’ compensation claim, they will be reimbursed for lost wages, future income loss if relevant, medical expenses, and benefit payments to the family if the employee does not survive. They will not be compensated for pain and suffering, or punitive damages.

If you would like to learn more about workers’ compensation, and how to adequately protect or motivate your employees, please contact the professionals at HR Solutions & Brokerage, LLC, located in Lakewood! We offer numerous solutions that could benefit your business including employee benefits counseling, retirement planning, benefits administration, and human resource counseling. We cannot wait to assist you and your business. Give us a call, today!

7 Comments

  1. wait, let me understand this ..private insnrauce companies can NOT prevent PRE EXISITING conditions being covered BUT YET the new Medicaid’s new breast and ovarian cancer program says that the cancer diagnosis has to be found while th eperson is on Medicaid and NOT befroe they are on Medicaid isnt that the same as private companies not covering PE conditions???? stupid I think!!!!

  2. when i was the MOH at my friends wedding my dress was about 110, i hated it though, its nothing i would ever wear again. and i had to pay for it. i am getting married in may and i am buying my bridesmaids dresses and they are 135-150getting married 5/23/09!! and i got one dress at allysee’s bridal (modest for one girl) and the other 2 at davids bridal (tube tops that match the modest one!)i am having a summer backyard wedding and we are just going to wear cute flip flops

  3. Er, I just measured, and I LOST 4.75 INCHES! Most noticeably in waist, abdomen, one thigh and the other calf. Is it unusual to see results on opposite legs like that? At any rate, thanks again for encouraging us to whittle ourselves away in small increments of time! And, yes, my husband was huffing a bit after keeping up with one set. But he can still beat me at chucking hay bales, cutting firewood, and one-handed baby holding. )

  4. Toril: Mæh, skal dere være så gnitne på Vaular, får jeg heller definere meg selv som (del)bergenser, da. Jeg har jo tross alt bodd der i flere år, behersker både språket og de subtile kodene: Rævedilter! Bekkalokk! Daier! Ser du? :DFor øvrig er det ikke norskheten som hauses opp her i gården heller, men 2013-identiteten er viktig.

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